Decision: Midland Funding Must Be Licensed to Collect Consumer Debts in Massachusetts

On February 15, 2017, the Appellate Division of the District Court Department ruled that Midland Funding, LLC, one of the nation's most active debt buyers, cannot lawfully collect consumer debts in Massachusetts without being licensed as a debt collector by the Division of Banks.  Although this decision may be appealed, for the time being it is likely to have significant ramifications for all Massachusetts consumers who are facing collection efforts by Midland, as well as by other debt buyers.
By Kenneth D. Quat, Massachusetts Consumer Rights Attorney.
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